The easier way to find a small loan
Apply for small loans online with one modern application. Ask for anywhere from $500 to $10,000, straight from your phone, whenever it suits you.
Apply now- OnlineApply from your phone, any hour
- CashPaid into your account, for almost anything
- Short termA set finish line, weeks or months out
- PaydayTide yourself over to pay day
- QuickA short form from start to finish
- InstantWhat instant really means
- Fast cashWhen a bill won't wait
- Same dayHow timing really works
- FastSimple steps, careful review
- Car repairRepairs, tyres and rego
- Medical and dentalTreatment and dental work
- VetCare for your best mate
- Rent and bondBond, rent and moving costs
- TravelBook the trip, spread the cost
Every loan type, one easy Swift application. Ask for anything from $500 to $10,000.
How it works
One modern application, introduced to lenders
Swift prepares your application and introduces it to lenders.
Your application
- Application sentToday, 9:12 am
- Statements sharedSecure, read-only bank feed
- Introduced to lendersUpdates by SMS or email
- Hear from a lenderA lender may contact you
Borrowing, without the runaround
Whatever has popped up, Swift helps you put an application in front of lenders. It's free to apply.
Four steps, start to finish
- Apply onlineChoose anything from $500 to $10,000, then fill in one simple form on any device.
- Upload your bank statementsConnect a secure, read-only bank feed to share your statements. We can't move money in your bank.
- Swift introduces youYour details head to lenders through an online marketplace.
- Hear from a lenderA lender that takes your application may contact you to finish its assessment.
Bank feed
Upload your bank statements, read-only
Connect a secure, read-only bank feed to share your statements. Swift Loans never gets access to move money in your bank.
Share your statements
Read-only access to your bank statements. We don't get access to your bank.
- Your bank
- Credit union
- Online bank
- Building society
Updates
Hear from a lender, right on your phone
Once your application is with lenders, one may contact you directly by SMS or email. Not every application is taken up.
Money tips
Plain-English reads on borrowing, budgeting and what to ask before you sign anything.
Is Swift a lender?
No. Swift is a loan finding service: we prepare your application and introduce it to lenders. Assessment and terms are entirely the lender's call.
What do I pay Swift?
You pay Swift Loans nothing. Swift Loans passes your application to lenders, and a lender that takes it on pays Swift Loans a fee.
Am I eligible to apply?
Anyone 18 or over with a regular income coming into their bank account and online banking set up. Centrelink income is considered by many lenders.
Does Swift Loans perform a credit check?
Swift Loans does not perform a credit check. A lender may perform a credit check as part of their loan assessment process.
How long does the form take?
It's a short form you can fill in on a phone or a laptop, any hour of the day.
How do I find out the result?
A lender that takes your application contacts you directly by email or text once it has finished reviewing.
Browse the full FAQ, and have a read of our warning about borrowing first.