How it works

How it works

1. Apply online.

You can apply online 247 from your mobile device or computer. The process is really fast and easy.

2. Verify your income and expenses.

Once you have met the initial eligibility requirements, amongst other things, we may need to collect your most recent 90 days of bank transaction history. We use the services of a secure, reputable, external company, to help us with this. As our application process is 100% online we can only accept applications via their website, and we do not accept bank statements or ID documents via fax or email. Our bank statement provider is regularly adding new banks to their service.

3. Approval.

We will then search our panel of lenders to see if we can find you an interested lender. You will receive an email or phone call from them to further assess your application.

4. Confirm your loan.

If you’re satisfied with the loan offer and documentation, it’s easy to electronically sign the loan contract.

5. Transfer you the money from their bank account usually occurs in under 60 minutes!

Lenders will usually aim to transfer the loan funds from their bank account within 60 minutes of receipt of signed contract, if during AEDT standard bank hours. The processing of and subsequent deposit into your account will always be subject to your financial institution, which is outside of the control.

6. Simple Direct Debit.

When your application is complete, they’ll provide a simple Direct Debit payment form for you to complete so that your loan repayments happen when they’re due, with no extra work from you!

Get conditionally approved in minutes!